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I would like to take a trip someplace tropical, but should I take out a loan?


Most of my cash goes "toward the bills", but I'd like to take a cruise to Bermuda?

Questions?

1) Is it a big deal if I go alone? I organized a spring break trip in college 5 months in advance and everyone bailed. I'm seeing someone for the last month, but I think it's too early to ask her? I'm not planning to go until late May the earliest anyway.

2) Is there a way I can take out a loan where if I pay it back within two months it'll help my credit. I was thinking of like $1500 for everything, but what should I do?

3) I am paying on time for my auto and college loans. Should I be ok?

4) Is Norweigan a good line?

27 year old male, btw.

Thanks!

One person is like 600 something dollars.....

but what kind of fees do they throw on top of it?

In my opinion if you can not afford to go on vacation with what you make than you cant go $1500 dollars is not that hard to save up pay your bills buy food and than put the rest of the money away and it will add up quickly and you wont have to pay interest rates and crap like that i have a rule for me and my husband we do not spend anything less than a 20 any change left over from that goes into a box and thats how we save money it actually works pretty good

If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don鈥檛s of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that<!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,

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If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period-->you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.

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